Everything you need for
your FIRE journey

Free tools, tested strategies, and plain writing on getting to financial independence.

The tools

Built to be opened and checked

Monthly amount, expected return, years — see the maturity value and how much of it is actually your own money.

Core expenses, plus the house and the kids' expenses, inflated to the years they'll actually happen.

What the simulator found

23.08% Best strategy, a year

21.47% Plain monthly investing

11/36 Beat plain investing

Apr 2005 – Aug 2026

Strategy Plain monthly investing

₹1L invested monthly ₹48.4cr vs ₹38.9cr

Writing

The idea

Financial Independence, Retire Early — what the two halves mean, and why the first matters more than the second.

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History

From a 1992 book to a Colorado blogger who made frugality sound like freedom rather than deprivation.

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The maths

Where the number came from, what it actually promised, and the assumptions people quietly drop when repeating it.

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